Being in a car accident can be one of the most horrific experiences a person can go through in their lifetime. There are two inherent risks: risk of a life threatening/serious body injury and the financial ruins of a badly damaged vehicle. Thus, life can be very fragile and difficult for the accident victim. However, not all is lost as there are personal injury laws here in the United States that provide some form of financial and medical compensation.
Monday, April 21, 2014
Reasons for Hiring a Lawyer for Your Insurance Claim
There are many reasons people choose to go to a lawyer to dispute an
insurance claim. One reason would be because the insurance company
decides they shouldn't have to pay on a claim for one reason or another.
When this happens it can be a very long and drawn out process to get
the claim handled. If you have a decent Oklahoma insurance attorney
in your corner and are not at fault, you stand a much better chance.
Insurance companies are not going to just hand out money without finding
out everything they can about a claim.
Monday, March 31, 2014
Hire an Attorney for Your Medical Malpractice Suit in Oklahoma
When you're the plaintiff in a medical malpractice suit it is very
important to hire an attorney. Most hospitals, clinics and doctors carry
insurance that covers injuries outside of what the hospital will cover.
The medical provider that you're suing is not going to help you win
your case. Its not plausible because they are going to receive increased
insurance premiums. The idea is to not award you any compensation at
all.
Monday, January 13, 2014
Let's Discuss Auto Fraud Scams and Legal Help
First off, we need to discuss what constitutes auto fraud. Auto fraud can be an orchestrated or a spur of the moment idea. Either way someone is trying to cheat you and your insurance company by setting up an auto accident. These unethical people become so good at setting up an auto accident it may never be detected unless you know what to look for. Your auto insurance company can only do so much when their hands are full with legitimate claims. You need to be aware of possible signs of auto fraud.
It's not just the payout that can be costly to your insurance company, but this also affects your driving record. Insurance premiums will likely go up and in some cases you may be dropped altogether. This could cause you a difficult time finding replacement insurance at a low cost.
It's always important to drive the speed limit. Scam artists are always on the lookout for drivers who are speeding. Once they've found their victim they'll speed up to get in front of the car and then slam on their brakes. Of course this causes a rear end collision, which under law is automatically the fault of the driver who rear ended the other.
It's not just the payout that can be costly to your insurance company, but this also affects your driving record. Insurance premiums will likely go up and in some cases you may be dropped altogether. This could cause you a difficult time finding replacement insurance at a low cost.
It's always important to drive the speed limit. Scam artists are always on the lookout for drivers who are speeding. Once they've found their victim they'll speed up to get in front of the car and then slam on their brakes. Of course this causes a rear end collision, which under law is automatically the fault of the driver who rear ended the other.
This is the most common type of scam and is hard to avoid. Once the accident happens and insurance cards are exchanged the scammer can then go somewhere else and cause more damage to their vehicle before your insurance company has time to investigate and take photos. It's advisable to always take pictures yourself at the scene of the accident before further damage can be caused. Most cell phones today have that capability so it isn't too difficult to get this done.
Another big part of these scams is the eyewitness. Be wary of anybody who stops to exchange information saying they saw the whole thing. They could be part of the scam. In giving their report to a police officer on site they can slant the whole accident to make it sound like you were totally at fault. Make sure you get the personal information of any so-called innocent bystander.
These vehicle scam artists are out there just looking for the right victim. Never leave anything to chance if you have an accident.
Another big part of these scams is the eyewitness. Be wary of anybody who stops to exchange information saying they saw the whole thing. They could be part of the scam. In giving their report to a police officer on site they can slant the whole accident to make it sound like you were totally at fault. Make sure you get the personal information of any so-called innocent bystander.
These vehicle scam artists are out there just looking for the right victim. Never leave anything to chance if you have an accident.
In many cases, you need legal protection to overcome the issues caused by a scam. The Oklahoma auto fraud attorneys at Johnson & Biscone law firm are prepared to represent you in an auto fraud case.
You don’t have to settle on your own. Use the available skills of professional attorneys who know the laws and legal red-tape to cut through.
Learn more by going online to http://oklalegal.com/
Friday, December 6, 2013
Auto Fraud - What You Need to Know to Be Safe
Let’s take a closer look at auto fraud here in the United States. The issue of auto fraud has gained ground in the country over the last few years and it’s happening to the average car owner. It’s time to pay attention to how you may be caught in a fraudulent scheme. Here are four of the most egregious auto fraud ploys perpetrated on the auto buying public:
Fraud #1 - The car switch game called "yo-yo". This is where you sign all the required paperwork at the dealership and drive off with the vehicle with the belief that you own the car. Within hours you're notified that your financing was denied and you have to sign new paperwork with a higher interest rate and larger down payment. It's an old trick; don't fall for it.
Fraud #2 - The damaged car fraud. Nefarious used car dealers go "junk yard" hunting and purchase cars that were in wrecks or floods declared as "totaled." These rebuilt wrecks are unsafe to drive even after some cosmetic fix. Check the VIN number with the DMV to get the real facts or contact a trusted mechanic to give a "once over" before you buy this or any other car from this used car shop.
Fraud #3 - The trade-in money switches. Watch out if any dealer agrees to pay you more for your trade-in than it's really worth. While you may love this gesture and think you're getting a great deal, the debt you still owe on your old car is now being transferred to the price of your new car and added to the loan cost figures on your new car.
Fraud #4 - Car dealer "loan packing." Dealers may entice you to purchase "add-on-items” you don't need or add any value to your car purchase. Read your contract carefully including the tiny print, as well as paperwork your dealer doesn't want you to read, and avoid these: GAP insurance, theft-etching, rust proofing, an extended service warranty, and lifetime oil changes.
Fraud #1 - The car switch game called "yo-yo". This is where you sign all the required paperwork at the dealership and drive off with the vehicle with the belief that you own the car. Within hours you're notified that your financing was denied and you have to sign new paperwork with a higher interest rate and larger down payment. It's an old trick; don't fall for it.
Fraud #2 - The damaged car fraud. Nefarious used car dealers go "junk yard" hunting and purchase cars that were in wrecks or floods declared as "totaled." These rebuilt wrecks are unsafe to drive even after some cosmetic fix. Check the VIN number with the DMV to get the real facts or contact a trusted mechanic to give a "once over" before you buy this or any other car from this used car shop.
Fraud #3 - The trade-in money switches. Watch out if any dealer agrees to pay you more for your trade-in than it's really worth. While you may love this gesture and think you're getting a great deal, the debt you still owe on your old car is now being transferred to the price of your new car and added to the loan cost figures on your new car.
Fraud #4 - Car dealer "loan packing." Dealers may entice you to purchase "add-on-items” you don't need or add any value to your car purchase. Read your contract carefully including the tiny print, as well as paperwork your dealer doesn't want you to read, and avoid these: GAP insurance, theft-etching, rust proofing, an extended service warranty, and lifetime oil changes.
Too many dealers and fraudsters prey on the average person. Don’t become the victim of such a rough scam. However, if you believe you’ve been tricked or believe to be a victim of fraud, then you can take legal action to defend yourself.
At Johnson & Biscone law firm in Oklahoma City, you can consult with expert attorneys who are experienced in dealing with auto fraud cases. The attorneys at Johnson & Biscone can represent you until the bitter end and help you recover what you lost and more.
Don’t get scammed – instead get legal help and protection. Auto fraud in Oklahoma can happen if you’re not careful. If you need to consult an attorney, your first consultation is free at Johnson & Biscone.
Monday, September 23, 2013
Avoid Auto Fraud at All Costs - Auto Fraud Attorney Oklahoma City
Auto fraud is unfortunately one of the most prevalent schemes that exists in the United States today. However, there are a number of ways that you can protect yourself from auto fraud when considering purchasing an automobile. The most important thing is to only buy an automobile from a reputable dealer as opposed to purchasing automobiles from individuals. It is much safer to purchase a used automobile from a dealership that has a certification program which verifies the condition of the automobile before is sold. This will prevent you from having a lot of headaches associated with repair bills on the vehicle after you purchase it.
Another way to protect yourself from auto fraud is to thoroughly research any vehicle before you purchase it. Know how much that type of vehicle typically sells for. This knowledge is invaluable because it allows you to know exactly what the car should be selling for and not allow the seller to attempt to charge you a higher amount. It is also important to carefully research the particular automobile in question in order to determine its previous maintenance history and whether or not it has been involved in an accident. While it is virtually impossible to ascertain every part of the vehicle’s history, it is possible that you can find out a great deal about it and therefore have an educated idea about whether or not you still want to purchase it.
Perhaps the most important way to avoid auto fraud is to refuse to make any purchase before you have the automobile examined by your own personal mechanic. If the seller refuses to agree to this, there is likely a reason that he or she is refusing. If the car is in good shape, there should not be a problem with you wanting to have your mechanic look at it in order to verify that information. Therefore, do not let any money exchange hands until you have someone to verify the condition of the car and you are able to verify that the car is actually registered to the seller. It is also vitally important that you ascertain whether or not there any liens placed against the car before you purchase it.
Another way to protect yourself from auto fraud is to thoroughly research any vehicle before you purchase it. Know how much that type of vehicle typically sells for. This knowledge is invaluable because it allows you to know exactly what the car should be selling for and not allow the seller to attempt to charge you a higher amount. It is also important to carefully research the particular automobile in question in order to determine its previous maintenance history and whether or not it has been involved in an accident. While it is virtually impossible to ascertain every part of the vehicle’s history, it is possible that you can find out a great deal about it and therefore have an educated idea about whether or not you still want to purchase it.
Perhaps the most important way to avoid auto fraud is to refuse to make any purchase before you have the automobile examined by your own personal mechanic. If the seller refuses to agree to this, there is likely a reason that he or she is refusing. If the car is in good shape, there should not be a problem with you wanting to have your mechanic look at it in order to verify that information. Therefore, do not let any money exchange hands until you have someone to verify the condition of the car and you are able to verify that the car is actually registered to the seller. It is also vitally important that you ascertain whether or not there any liens placed against the car before you purchase it.
For auto fraud cases in Oklahoma, you'll want to hire an attorney to settle the dispute. You may be taken advantage of and not have the skills to settle the dispute legally. The help of an attorney is necessary and the attorneys at Johnson & Biscone want to make sure you're well represented and treated fairly. For an auto fraud attorney in Oklahoma City, go online to oklalegal.com/auto-fraud
Monday, September 2, 2013
3 Reasons To Report an Injury at Work - Oklahoma Workers Comp Attorney
You are at work refilling a shelf which is full of HD flat screen television sets. They are not really that heavy to lift, maybe awkward because of their large size. However you do need to stand on a ladder because you cannot reach the shelf in which they are placed. When you have completed this task you notice that your lower back begins to hurt. Your first instinct is to think that it will probably go away in a few minutes, than you think “what if it does not.” In this event your employer must ensure you get the proper treatment, help you with submitting an accident report and fulfill the requests from the worker’s compensation program.
Whenever any situation like this happens, you must always fill out an accident report with your employer and here are some reasons why you always should.
Potential Medical Bills:
If you are injured on the job, your priority is to obtain medical help. Today the cost of medical care is astronomically expensive, especially if you spend time in an emergency room. This is why you must fill out an accident report because it will allow you to file a workers compensation report, which will pay for your medical expenses so you will not have to pay out of pocket costs yourself.
No Paycheck:
In many instances, people who are off from work due to an injury are not paid. When you fill out an accident report, it also ensures that you will receive a percentage of your usual paycheck amount so you can focus on healing, not your financial obligations.
Variety of Injuries Covered:
A great advantage of workers compensation is that it does not only cover a physical injury, such as a sprained ankle or back injury. This insurance also covers injuries such as food poisoning. For example, perhaps the chemical used to clean your employee restroom has made you slightly ill. While this is rare, it does happen and you should inform your employer. As long as it is connected to your employment, it must be reported.
Worker's compensation is so necessary for employees of any company. If you're on the job and you get hurt, you need protection for your wellbeing. Don't hesitate to tell someone if you get hurt because you'll need compensation in some capacity.
Whenever any situation like this happens, you must always fill out an accident report with your employer and here are some reasons why you always should.
Potential Medical Bills:
If you are injured on the job, your priority is to obtain medical help. Today the cost of medical care is astronomically expensive, especially if you spend time in an emergency room. This is why you must fill out an accident report because it will allow you to file a workers compensation report, which will pay for your medical expenses so you will not have to pay out of pocket costs yourself.
No Paycheck:
In many instances, people who are off from work due to an injury are not paid. When you fill out an accident report, it also ensures that you will receive a percentage of your usual paycheck amount so you can focus on healing, not your financial obligations.
Variety of Injuries Covered:
A great advantage of workers compensation is that it does not only cover a physical injury, such as a sprained ankle or back injury. This insurance also covers injuries such as food poisoning. For example, perhaps the chemical used to clean your employee restroom has made you slightly ill. While this is rare, it does happen and you should inform your employer. As long as it is connected to your employment, it must be reported.
Worker's compensation is so necessary for employees of any company. If you're on the job and you get hurt, you need protection for your wellbeing. Don't hesitate to tell someone if you get hurt because you'll need compensation in some capacity.
Johnson & Biscone attorneys specialize in workers comp law in Oklahoma and guarantee protection and representation for their clients. With workers compensation laws changing in the state, employees need even more help with settlements.
To speak with an Oklahoma workers comp attorney at Johnson & Biscone, all you have to do is set up a time for a free consultation. Start by visiting us online at http://oklalegal.com/
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