Auto Fraud - What You Need to Know to Be Safe

Let’s take a closer look at auto fraud here in the United States. The issue of auto fraud has gained ground in the country over the last few years and it’s happening to the average car owner. It’s time to pay attention to how you may be caught in a fraudulent scheme. Here are four of the most egregious auto fraud ploys perpetrated on the auto buying public:

Fraud #1 - The car switch game called "yo-yo". This is where you sign all the required paperwork at the dealership and drive off with the vehicle with the belief that you own the car. Within hours you're notified that your financing was denied and you have to sign new paperwork with a higher interest rate and larger down payment. It's an old trick; don't fall for it.

Fraud #2 - The damaged car fraud. Nefarious used car dealers go "junk yard" hunting and purchase cars that were in wrecks or floods declared as "totaled." These rebuilt wrecks are unsafe to drive even after some cosmetic fix. Check the VIN number with the DMV to get the real facts or contact a trusted mechanic to give a "once over" before you buy this or any other car from this used car shop.

Fraud #3 - The trade-in money switches. Watch out if any dealer agrees to pay you more for your trade-in than it's really worth. While you may love this gesture and think you're getting a great deal, the debt you still owe on your old car is now being transferred to the price of your new car and added to the loan cost figures on your new car.

Fraud #4 - Car dealer "loan packing." Dealers may entice you to purchase "add-on-items” you don't need or add any value to your car purchase. Read your contract carefully including the tiny print, as well as paperwork your dealer doesn't want you to read, and avoid these: GAP insurance, theft-etching, rust proofing, an extended service warranty, and lifetime oil changes.

Too many dealers and fraudsters prey on the average person. Don’t become the victim of such a rough scam. However, if you believe you’ve been tricked or believe to be a victim of fraud, then you can take legal action to defend yourself.

At Johnson & Biscone law firm in Oklahoma City, you can consult with expert attorneys who are experienced in dealing with auto fraud cases. The attorneys at Johnson & Biscone can represent you until the bitter end and help you recover what you lost and more.

Don’t get scammed – instead get legal help and protection. Auto fraud in Oklahoma can happen if you’re not careful. If you need to consult an attorney, your first consultation is free at Johnson & Biscone. 

Avoid Auto Fraud at All Costs - Auto Fraud Attorney Oklahoma City

Auto fraud is unfortunately one of the most prevalent schemes that exists in the United States today. However, there are a number of ways that you can protect yourself from auto fraud when considering purchasing an automobile. The most important thing is to only buy an automobile from a reputable dealer as opposed to purchasing automobiles from individuals. It is much safer to purchase a used automobile from a dealership that has a certification program which verifies the condition of the automobile before is sold. This will prevent you from having a lot of headaches associated with repair bills on the vehicle after you purchase it.

Another way to protect yourself from auto fraud is to thoroughly research any vehicle before you purchase it. Know how much that type of vehicle typically sells for. This knowledge is invaluable because it allows you to know exactly what the car should be selling for and not allow the seller to attempt to charge you a higher amount. It is also important to carefully research the particular automobile in question in order to determine its previous maintenance history and whether or not it has been involved in an accident. While it is virtually impossible to ascertain every part of the vehicle’s history, it is possible that you can find out a great deal about it and therefore have an educated idea about whether or not you still want to purchase it.

Perhaps the most important way to avoid auto fraud is to refuse to make any purchase before you have the automobile examined by your own personal mechanic. If the seller refuses to agree to this, there is likely a reason that he or she is refusing. If the car is in good shape, there should not be a problem with you wanting to have your mechanic look at it in order to verify that information. Therefore, do not let any money exchange hands until you have someone to verify the condition of the car and you are able to verify that the car is actually registered to the seller. It is also vitally important that you ascertain whether or not there any liens placed against the car before you purchase it.

For auto fraud cases in Oklahoma, you'll want to hire an attorney to settle the dispute. You may be taken advantage of and not have the skills to settle the dispute legally. The help of an attorney is necessary and the attorneys at Johnson & Biscone want to make sure you're well represented and treated fairly. For an auto fraud attorney in Oklahoma City, go online to oklalegal.com/auto-fraud

3 Reasons To Report an Injury at Work - Oklahoma Workers Comp Attorney

You are at work refilling a shelf which is full of HD flat screen television sets. They are not really that heavy to lift, maybe awkward because of their large size. However you do need to stand on a ladder because you cannot reach the shelf in which they are placed. When you have completed this task you notice that your lower back begins to hurt. Your first instinct is to think that it will probably go away in a few minutes, than you think “what if it does not.” In this event your employer must ensure you get the proper treatment, help you with submitting an accident report and fulfill the requests from the worker’s compensation program. 

Whenever any situation like this happens, you must always fill out an accident report with your employer and here are some reasons why you always should. 

Potential Medical Bills: 
If you are injured on the job, your priority is to obtain medical help. Today the cost of medical care is astronomically expensive, especially if you spend time in an emergency room. This is why you must fill out an accident report because it will allow you to file a workers compensation report, which will pay for your medical expenses so you will not have to pay out of pocket costs yourself. 

No Paycheck:
In many instances, people who are off from work due to an injury are not paid. When you fill out an accident report, it also ensures that you will receive a percentage of your usual paycheck amount so you can focus on healing, not your financial obligations. 

Variety of Injuries Covered:
A great advantage of workers compensation is that it does not only cover a physical injury, such as a sprained ankle or back injury. This insurance also covers injuries such as food poisoning. For example, perhaps the chemical used to clean your employee restroom has made you slightly ill. While this is rare, it does happen and you should inform your employer. As long as it is connected to your employment, it must be reported. 

Worker's compensation is so necessary for employees of any company. If you're on the job and you get hurt, you need protection for your wellbeing. Don't hesitate to tell someone if you get hurt because you'll need compensation in some capacity. 

Johnson & Biscone attorneys specialize in workers comp law in Oklahoma and guarantee protection and representation for their clients. With workers compensation laws changing in the state, employees need even more help with settlements. 

To speak with an Oklahoma workers comp attorney at Johnson & Biscone, all you have to do is set up a time for a free consultation. Start by visiting us online at http://oklalegal.com/

The Most Common Work-Related Injuries - Hiring a Workers' Comp Attorney in OKC

In the modern world we spend at least 40 hours a week, if we are lucky, inside of our place of work. We grow up and prepare our entire future and life based around what we want to do and where we want to do it, as far as careers go. So, really, it is no surprise to learn that people are hurt at work at a fairly frequent rate. Let's take a look at some of the most common work related injuries separated by work environment and let's start with the office worker.

Working in an office seems like a fairly mundane and safe environment to work in but  injuries can and do happen rather frequently, too. The most common injury for office workers falls into the wrist/arm/elbow part of our body and has to do with repetitive motion. Prolonged usage of computers leads to many wrist and motor function complications, including carpel tunnel, back pain, and even vision issues. In the same environment the second most common type of injury is falling over on a non-elevated surface. 

Moving into the labor section of the workforce allows for a larger variety of longer impacting injuries. One type is blunt trauma coming in the form of items or shelves falling onto a person. Painful and common on store floors and in heavy overcrowded stock rooms. Overexertion is common as well in the heavy labor force. Less common, but probably more unpredictable and dangerous are compression injuries caused by workers getting caught in machines.

The last work related injury to include comes in the form of violent acts between people whether they be coworkers or clientele. Though not strictly common in all areas of work this statistic rises depending on the job sector: retail, gas stations, public service and so on. People-related violence is unpredictable and typically much worse than the aforementioned sorts of injuries.

To stay protected while on the job and to maintain your livelihood, you need to know who you can reach out to for help when something occurs. In Oklahoma City, Johnson & Biscone attorneys are the people you want to contact regarding workers' compensation cases. 

A free consultation will help you get closer to recovering and receiving compensation you need. Get a free consultation with workers' comp attorneys in Oklahoma City by going online to oklalegal.com

Checking on Defective Products and Hiring a Lawyer

When people talk about staying safe from defective products, they usually speak about two concerns. Most want to know how to keep themselves and their loved ones safe from defective products. Others, however, have been harmed by a defective product and are looking for a lawyer. 

How to spot a defective product

The first step in staying safe from potential danger is to know before you buy. When shopping, do your research first. Sites such as Recalls.gov, Consumer Reports, and the United States Consumer Product Safety Commission offer searches for products, with lists of possible safety issues or recalls. 

Next, after you make your purchase, be sure to register your product when available. When and if a product is recalled, you will be contacted directly detailing the recall and your options. If you are particularly concerned about a product, you can sign up for email notifications on Recalls.gov.

When using a product, it is often a good idea to know how a product is supposed to work. For example, if you are in the market to buy a crib, make sure you know the safety standards determined for cribs. Do not assume that just because a product is for sale it has correctly been monitored for safety: mistakes happen in every industry.

Hiring a personal injury lawyer 

Unfortunately, sometimes you find out about a product defect too late, and you or a family member becomes injured as a result. If this happens, you may want to consider hiring a personal injury lawyer to obtain a monetary settlement. 

Before you hire a personal injury lawyer, make sure to interview them. Do not hire a lawyer blindly. Make sure to have a variety of questions ready to ask. Some questions to consider asking are:

1. Are you board-certified in personal injury law?
2. Could you refer me to client testimonials of cases won?
3. What is your rate, and what do you get if you win?
4. Do you accept incremental payments?
5. Do you think I have a case?

No matter your experience with defective products, remember to always do your research. The proper checks could either prevent personal injury or find you suitable legal counsel.

For a personal injury lawyer in OKC, Joe Carson focuses on product liability lawsuits and can help you get back on your feet and with the compensation you need. Joe is a respected Oklahoma accident lawyer and will represent you in your case. 

For a free case review, go online to www.injurylawoklahoma.com

Your To Do List for a Lawyer Consultation

Legal issues can be overwhelming, especially to those who have little experience with the legal or court system. Here are some suggestions to help you have an efficient, helpful legal consultation:

Get organized.
Write an outline of your problem so that it is clear in your mind. Include as many details as possible. Don't worry about what might or might not be important; your lawyer will need as much information as you can provide.

Make note of any questions beforehand.
Provide your lawyer with your initial list of questions at the beginning of the consultation. It helps to have your questions written down because you want to remember them while you are with your lawyer. It's possible that new questions will arise during the consultation and you don't want to leave with any questions unanswered. 

Prepare and Bring All Related Documents.
Make a folder of any and all documents related to your case. Give a set to your lawyer, and keep copies for yourself.

Be as Truthful and Direct as Possible.
Be prepared to speak openly to your lawyer, and don't gloss over uncomfortable topics. In order to effectively represent you, your lawyer will need you to be straight, clear and honest about all issues related to your case. Painful or embarrassing subjects are no exception.

Figure out what you want to accomplish.
Decide what result you want to have from your case. Your lawyer can advise you as to whether your goals are realistic, and perhaps will make suggestions to refine those goals.

Ask your lawyer to explain anything you don't understand.
Ask for clarification of any topics that are confusing. Leave your consultation satisfied that you understand the path your lawyer recommends. 

Make sure you understand what you are signing.
Be certain that you understand the nature of any agreement you sign with your lawyer. Also, be sure that you are clear on how the case will be moving forward.

When you are considering hiring a lawyer to help you with a legal problem, some simple and thorough preparation will go a long way toward helping you make the most of your legal consultation.

For a free consultation with an Oklahoma personal attorney, speak with Johnson & Biscone in Oklahoma City. They will help you get back on your feet and help you settle for the amount of compensation you need. 

Find Johnson & Biscone online at http://oklalegal.com/

3 Benefits for Hiring a Personal Injury Attorney

Getting injured in an accident always creates trouble for the victim who often goes through the negotiating process without knowing the benefits of hiring a personal injury lawyer who can help them. In the event of being involved in a car accident or work accident you should always have an attorney hired as soon as possible to avoid many troubles. There are several benefits of hiring a lawyer, here are three of them that can greatly help you.

The first is that by hiring a personal injury attorney you'll have a professional on your side who knows the ins and outs of the laws regarding personal injury claims. Your attorney can begin by doing a consultation to help you determine how to fight for your claim. This is even more important when you attorney is dealing with insurance laws in a claim that can get very messy. Very few people other than lawyers can even begin to understand just how they work and what is always changing with them. Not knowing how to properly file a claim or how to represent yourself in court leaves an injured victim subject to vicious insurance adjusters.

Another advantage to hiring an attorney in the wake of an accident is reducing your stress. Lawyers can handle a lot of the small details withing there offices such as handling bills, maintaining records to the case, and to gather resources and evidence such as witnesses or accident reconstruction experts. Your lawyer also gives you someone to talk to which helps reduce stress and you have the knowledge they are on your side to win.

The third benefit to hiring a personal injury lawyer is having someone with litigation experience. Lawyers know how to argue a case in court and how to build it up. They know what to say when you don't and they are experienced enough to keep insurance adjusters who would rather take advantage of a claimant. Experience is your friend and a benefit you need.

Being injured means you deserve a proper settlement which can only come with the aid of an attorney who knows what to do. The benefits of having a personal injury lawyer are in your favor. 

For a personal injury attorney in Oklahoma City, we are the attorneys of Johnson & Biscone. You can find us online at http://oklalegal.com/

You Need To Know a Workers' Comp Lawyer as a Construction Worker

When you work in construction, every day on the job is a day where you are putting your life at risk. All it takes is one mistake or one wrong turn and you could be in serious trouble. If you are injured, who is going to pay the bills and feed your family? Of course, we take the proper measures to ensure safety and do all we can to avoid such a thing occurring, but life is unpredictable and so is construction. That’s why it’s important to know a good workers’ comp lawyer to protect yourself against the unthinkable. You can think of it like insurance for your job. This way, you can rest easy knowing that no matter what happens to you on the job, you are taken care of and protected.

So often, we are caught off guard by the unexpected. We always think that it won’t happen to us. What do you do when it does happen to you and you aren’t prepared? That’s where it pays to a have a workers’ comp lawyer. This way, you are ready and able to deal with anything that the job throws at you, big or small. They fight for you and are in your corner through any unforeseeable circumstance. 

When it comes to something as important as your health and your family, why would you take any unnecessary risks or chances? You can’t afford not to have a workers’ comp lawyer working for you. Your life, your family, and your future are far too important to not take this seriously. Think of all you have worked for and saved up for throughout your life. It can be gone in an instant if you get injured and have to miss significant time at your job. That’s why you have to be proactive and take care of this before anything happens.

Every job has risks and dangers and we are doing ourselves a disservice if we aren’t properly prepared for them before they happen instead of after. It will give you tremendous peace of mind and happiness to know you have someone that is trust worthy, reliable, and hard-working fighting for your life.

We will give you that peace of mind here at Johnson and Biscone. We are workers' comp attorneys in OKC and are ready to represent you. 

You can start by consulting with us for free - http://oklalegal.com/

Most Popular Auto Fraud Scams

Auto scams are up in frequency from recent years. It could be that people are hard up for money or it could be that con artists are getting smarter. On and off the road the average person should be aware of these common auto scams so they can protect themselves. 

Staged accidents are not uncommon. These accidents usually takes three different cars to pull off. One car will be ahead of the targeted person. The other car driven by the scam artist will cut the target off. The target will have to hit their breaks. They end up hitting the staged car that is in front of them. The person in the staged car will often complain of injuries and damage to the car. The target will have to pay for these costs while the other car is not to be found. This can be very pricey especially if a person claims they are injured. Many innocent people have found themselves having to pay for damages from this kind of staged accident. 

Scam artists also set up another type of accident for their unsuspecting target. The scam artist car is driving in front of the target. Other people in the car will keep an eye on the target. They will watch to see if the person is on their phone or distracted by something else. When the target driver becomes distracted the scam car will suddenly stop, making the target rear end them. Since they are hit from behind it is the target’s fault. This can also lead to a big insurance payout especially if there are multiple people in the car that claim to be hurt. 

Intersections are also ideal places for scam artists. They will position themselves in a turning lane. When the car next to them goes to turn they will purposely get the other car to side swipe them. Many people find themselves having to pay for this accident even though they did not cause it. When on the road, be alert at all times. In addition to the already present dangers on the road, a person has to be prepared to deal with these scam artists looking to make money off of them. 

One way to prepare is to know lawyers who can protect you in an auto fraud case. In Oklahoma, Johnson & Biscone are respected auto fraud attorneys who can help you escape a dangerous situation with the law. 

To learn more about Johnson & Biscone, go online to http://oklalegal.com/

5 Reasons To Hire A Workers' Comp Lawyer in Oklahoma

If you are about to pursue a worker's compensation claim then you should absolutely hire a lawyer, no matter how sever the case is. Here are five quick reasons why you absolutely need to hire a lawyer.

The first reason you need a lawyer for your workers' compensation case is that it will dramatically improve your chances of winning. Without a lawyer it is almost impossible to make any real progress in court, so if you have a significant injury and want to get the most out of your rights a lawyer is the best option.

The second reason you should always hire a lawyer for workers' compensation claims is that you never know what kind of evidence your company may have to present against you in court. Many companies try to do anything and everything possible to reduce your chances of winning and a good lawyer should be able to handle those issues.

The third reason a workers' compensation lawyer is important is that they'll be much more likely to reach a settlement without even having to deal with a real court case in most cases. Many companies are more than happy to settle a deal without legal proceedings being involved so you might be able to win easily and get the money or compensation you are rightfully entitled to.

A fourth good reason for getting a lawyer is that they will actually know your rights and can help you understand exactly what is or is not going to be covered by any compensation you will receive. This will be a big help when it comes to actually filing the compensation claim and it will also make it a lot easier to prepare and plan for the future.

A final reason, and perhaps the most important reason of all to get a workers' compensation lawyer is that it shows your company that you are serious and mean business. Many companies tend to ignore or brush off many workers' compensation claims so having an official request sent by your personal lawyer can quickly show your company that you mean business. This is definitely the fastest and easiest way to make sure your claim gets recognized and dealt with immediately.

At Johnson & Biscone we are committed to serving our clients with excellence and respect. Oklahoma workers' compensation laws are changing and we want to make sure you're cared for. Consult with us for free if you need answers regarding workers' compensation in Oklahoma: oklalegal.com