Stop – You Need to Understand Insurance Fraud

Most people think of insurance fraud as something that only hurts big, powerful insurance companies. And, while it’s true that insurance fraud does hurt insurance companies, it also hurts real, live people. People who hold insurance policies may have the benefit of not having to pay for all of a person’s damages when a claim is filed. But, they are still responsible for paying up to the deductible amount. Plus, they will also be “punished” in the form of an increased monthly premium.

What All Comes with A Car Accident – More Than You Think

Car accidents can range from mild “fender benders” all the way on up to serious accidents, in which one or both cars involved may be completely totaled and ruled as “total losses.”

5 Signs You Need to Hire a Worker’s Comp Attorney

If you have been hurt or injured on the job and you qualify for worker’s compensation benefits, you may be able to receive funds to pay for your lost time and wages and your medical expenses. Worker’s compensation benefits can also extend to training you for a new job if you are unable to do your past job due to your injuries and to regular payments if your injury results in a permanent disability.

Workers’ Comp: Tips for Your Claims Process

If you are ever injured on the job, then you may be entitled to certain benefits. Those employees who qualify for worker’s compensation benefits can typically have their medical expenses and lost wages taken care of by filing a worker’s compensation claim.

Tips on How to Avoid Parking Lot Accidents and Your Rights

Each year, thousands of car accidents happen on the road. Some even say that the only safe place when it comes to automobiles is your garage or the parking lot. However, that is not the case as there is a high percentage of car accidents that occur in garages and parking lots. Although, drivers do not speed through a parking lot, there are more obstacles in a parking lot than a freeway.

Medical Malpractice Happens and This is How

Medical malpractice describes a situation where an individual is harmed or even killed due to the negligence or incompetent behaviors of a healthcare professional. These types of cases tend to be very difficult to prove largely because most victims already have an existing medical condition when the malpractice occurs. The exact laws and guidelines that determine what malpractice is vary between different jurisdictions. Despite these differences, some common elements do define medical malpractice.

What is Social Security, Exactly?

The Social Security system was implemented in 1935 by President Roosevelt to help families suffering from the Great Depression. Many people today simply believe that the Social Security system is a program in which they contribute a portion of their earnings that they can collect once they retire.

3 Things Everyone Should Know About Insurance Fraud

Insurance fraud is an exceptionally serious matter, and there are tens of thousands of cases of insurance fraud every year. Because of how serious of a matter insurance fraud it is important to know what the consequences of insurance fraud are, that some common actions are insurance fraud, and how committing insurance fraud can affect a person in the long run.

Personal Injury Lawyer: Proving a Medical Practice Case

The laws in most states declare a victim has a feasible medical malpractice case if a health care worker fails to perform, execute within the confines of an acceptable level of care or acts negligently. Regardless of the circumstance, the result for the victim is more than not permanent disability, pain, loss of wages and even death. When you hire a personal injury lawyer, their job is to prove the actions of the health care provider caused the patient's injury or condition.

Dealing with Insurance Company in Times of Disaster

With the many storms in the area these days there is no wonder that insurance companies are not wanting to pay these claims. Some don't want to make the payment while others just really can't afford to make the payments. It is really difficult to say which is the correct assumption for many of the companies. While there are so many people needing the insurance payments there are also many people suffering from rate increases like never seen before to assure the payments are able to be sent to the needed insured's.

How to Track Down Insurance Fraud?

3 ways to detect insurance fraud

First, we need to discuss the two types.
1) The exaggerated claim
2) The false claim

Insurance Companies and Insurance Fraud

The basic concept of insurance fraud is when a person uses intentional deceptive strategy in order to receive benefits they are not entitled. Clever schemes that have been used to scam insurance companies would eat up more than one 8X10 computer page and include: home burglary about stolen items, medical services that were not provided, collecting workers' compensation while still employed or working at another job. Yes folks, insurance fraud is "big business" to the tune of about $100 billion (that's a B) on an annual basis - Ouch!

Insurance Fraud: Don't Be Fooled

Insurance fraud in its most basic form is the act of knowingly lying for financial benefit. This means lying to gain monetarily when the money was not entitled to you. The insurance fraud can be a result of several different types of claims made to the insurance company, but they are all an attempt to try and gain financially by lying to the insurance company. In addition to repayment of the money and interest, there are also severe penalties put on the person trying to commit this crime.

3 Ways to Protect Yourself from Becoming a Victim of Insurance Fraud

Studies have shown that insurance fraud is on the rise. More and more people are becoming the victims of insurance fraud. My advice, don't let this happen to you. There are ways to protect yourself. Here are at least 3 ways you can protect yourself.

Workers’ Compensation Laws

There is a full range of workers' compensation laws that could impact the way that many people tend to deal with these issues over time. They also tend to vary on a state by state basis, which could introduce a significant challenge for people out on the market. It may be helpful for people to identify some of the unique resources that they have when they want to cope with these problems. Most of these laws will inevitably help people understand more about what recourse they could have if they have been wronged in some kind of way.

Been in an Accident? Protect Your Rights with a Personal Injury Lawyer

When a customer buys a product there is always a possibility that the product might have to be recalled due to a problem with the product. An Oklahoma personal injury attorney will handle your case especially if you have been hurt by the product that has been recalled. If your property has been damaged by the recalled product, then your personal injury attorney will help you to sort everything out. Your personal injury attorney will also help you to receive compensation for any damage to yourself or your property.

How to Deal with Wrongful Death Claims?

When someone ends up dying due to the actions of another person or an organization, such as the manufacturer of a car, those who survive may be able to claim wrongful death. The claim of wrongful death is usually brought up by relatives of the deceased and generally seeks compensation over lost wages, funeral costs, and even the loss of companionship with the help of an attorney, such as Johnson and Biscone.

The Role of Employers and Workers Regarding State Minimum Wage Laws

Worker's compensation laws are often the subject of intense debate. Many people will want to understand more about these laws and how they might actually affect them over the years. There is a federal minimum wage that is broadly applied to all of the states in the union. These laws were last updated in 2009 and enforced shortly thereafter. Most people will be watching to see how these laws tend to be affected over the years as well. Currently the minimum wage is $7.25 an hour, but there are some important caveats that many people will need to consider.

Things to Do When You are an Accident Victim

Being in a car accident can be one of the most horrific experiences a person can go through in their lifetime. There are two inherent risks: risk of a life threatening/serious body injury and the financial ruins of a badly damaged vehicle. Thus, life can be very fragile and difficult for the accident victim. However, not all is lost as there are personal injury laws here in the United States that provide some form of financial and medical compensation.

Reasons for Hiring a Lawyer for Your Insurance Claim

There are many reasons people choose to go to a lawyer to dispute an insurance claim. One reason would be because the insurance company decides they shouldn't have to pay on a claim for one reason or another. When this happens it can be a very long and drawn out process to get the claim handled. If you have a decent Oklahoma insurance attorney in your corner and are not at fault, you stand a much better chance. Insurance companies are not going to just hand out money without finding out everything they can about a claim.

Hire an Attorney for Your Medical Malpractice Suit in Oklahoma

When you're the plaintiff in a medical malpractice suit it is very important to hire an attorney. Most hospitals, clinics and doctors carry insurance that covers injuries outside of what the hospital will cover. The medical provider that you're suing is not going to help you win your case. Its not plausible because they are going to receive increased insurance premiums. The idea is to not award you any compensation at all.

Let's Discuss Auto Fraud Scams and Legal Help

First off, we need to discuss what constitutes auto fraud. Auto fraud can be an orchestrated or a spur of the moment idea. Either way someone is trying to cheat you and your insurance company by setting up an auto accident. These unethical people become so good at setting up an auto accident it may never be detected unless you know what to look for. Your auto insurance company can only do so much when their hands are full with legitimate claims. You need to be aware of possible signs of auto fraud. 

It's not just the payout that can be costly to your insurance company, but this also affects your driving record. Insurance premiums will likely go up and in some cases you may be dropped altogether. This could cause you a difficult time finding replacement insurance at a low cost.

It's always important to drive the speed limit. Scam artists are always on the lookout for drivers who are speeding. Once they've found their victim they'll speed up to get in front of the car and then slam on their brakes. Of course this causes a rear end collision, which under law is automatically the fault of the driver who rear ended the other. 

This is the most common type of scam and is hard to avoid. Once the accident happens and insurance cards are exchanged the scammer can then go somewhere else and cause more damage to their vehicle before your insurance company has time to investigate and take photos. It's advisable to always take pictures yourself at the scene of the accident before further damage can be caused. Most cell phones today have that capability so it isn't too difficult to get this done.

Another big part of these scams is the eyewitness. Be wary of anybody who stops to exchange information saying they saw the whole thing. They could be part of the scam. In giving their report to a police officer on site they can slant the whole accident to make it sound like you were totally at fault. Make sure you get the personal information of any so-called innocent bystander.

These vehicle scam artists are out there just looking for the right victim. Never leave anything to chance if you have an accident.

In many cases, you need legal protection to overcome the issues caused by a scam. The Oklahoma auto fraud attorneys at Johnson & Biscone law firm are prepared to represent you in an auto fraud case.

You don’t have to settle on your own. Use the available skills of professional attorneys who know the laws and legal red-tape to cut through.

Learn more by going online to http://oklalegal.com/