With the many storms in the area these days there is no wonder that insurance companies are not wanting to pay these claims. Some don't want to make the payment while others just really can't afford to make the payments. It is really difficult to say which is the correct assumption for many of the companies. While there are so many people needing the insurance payments there are also many people suffering from rate increases like never seen before to assure the payments are able to be sent to the needed insured's.